Terms of Service

1. Accepting these terms

By creating an account or using Tawfeer, you agree to these terms. If you do not agree, do not use Tawfeer.

2. The service

Tawfeer is a free personal finance app. It helps you keep track of your accounts, balances, transactions, budgets and goals from the statements you upload and the details you enter. There are no trials, no fees and no billing.

3. Your account

• You sign in with Google or Microsoft. You are responsible for keeping the Google or Microsoft account you sign in with secure.
• Tell us at support@tawfeer.app straight away if you think someone else has used your Tawfeer account.

4. Your data

• You are responsible for the accuracy of the data you upload and enter.
• Your data remains yours. You allow us to store and process it only to provide Tawfeer to you, as described in the Privacy Policy.
• If you give circle members or advisors access, they can see your data as you allow, and you can revoke that access at any time.

5. Acceptable use

When you use Tawfeer, you agree not to:

• use it for anything unlawful;
• try to access other people's data or accounts;
• upload harmful code or files, or interfere with the service;
• abuse the service in any other way.

6. A guide, not professional advice

Tawfeer's figures, estimates and suggestions, including the answers to “Can I afford it?”, are based on the information you have recorded in the app. They are a guide, not a substitute for professional tax, legal or investment advice. Check them before you rely on them.

7. Third-party services

Sign-in is provided by Google or Microsoft, and some features rely on the service providers named in the Privacy Policy. Tawfeer does not connect to your bank. An optional bank connection through a licensed open-banking provider may be offered later; it would be used only with your explicit consent and described in the Privacy Policy before it is offered.

8. Availability and changes to the service

• Tawfeer is provided as is and as available, free of charge.
• We work to keep Tawfeer available, but it may be interrupted by maintenance, updates or events outside our control.
• We may change or discontinue features, with notice where practical.

9. Limitation of liability

To the maximum extent permitted by the laws of the Kingdom of Bahrain, Tawfeer is provided without warranties, and we are not liable for indirect or consequential loss, or for decisions you make based on information in the app.

10. Stopping and closing your account

• You can stop using Tawfeer and export your data at any time.
• You can close your account in Settings > Delete my account, or write to support@tawfeer.app.
• We may suspend or close an account that breaks these terms.

11. Governing law and courts

These terms are governed by the laws of the Kingdom of Bahrain, and the courts of the Kingdom of Bahrain have jurisdiction over any dispute arising from them.

12. Changes to these terms

We may update these terms. Changes will be posted on this page with a new date. If you keep using Tawfeer after a change, the updated terms apply to you.

13. Contact

Questions about these terms can be sent to support@tawfeer.app.